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Muhammad Fayyaz

Senior Underwriter
Office: Bahrain
Phone: 602.903.7414
Fax: 623.321.6171
Email: mo@avanacapital.com

Muhammad Fayyaz has more than nine years of diversified experience in accounting management, credit analysis, Islamic finance, tax, consultancy, risk management, ERP implementation, business process improvement, and management information systems. Fayyaz joined AVANA Capital in March 2012 as an Underwriter where he has been responsible for analyzing all credit requests which includes financial data, such as credit history, tax returns, financial statements, and the value of collateral, as well as non-financial data, such as quality of management, location and demand drivers of collateral, and demographic effects. In short, he determines the degree of risk involved in extending credit or lending money through SBA 504 or bridge loan.

During his 5 years at AVANA Capital, Fayyaz has closed more than $120MM in SBA and bridge loans which largely comprise of hospitality sector. He also oversees the credit risks of all existing portfolios and ensures that the appropriate actions are taken in time to mitigate the identified risks.

Fayyaz is a member of ACCA (Association of Chartered Certified Accountants, U.K.) with a Bachelor’s degree (Honors) from Oxford Brookes University in the United Kingdom. He is also a Certified Commercial Investment Member (CCIM – US) and holds a real estate broker license in United States.

Typical Mo: Interested in learning new things every day and is curious about everything. Being big-hearted and strong-headed, he can easily adjust to any situation.

Past Itineraries: Jeep riding in the desert of Qatar and hiking in the Grand Canyon.

Passionate About: Cricket, music, and world politics.

Guilty Pleasure: Being health conscious - reading and comparing nutrition of different food items while shopping.

Personal Motto: Think hard, work smart.

Favorite Quote: “If Saturday and Sunday don't excite you, then change your FRIENDS & If Monday doesn't motivate you, then change your PROFESSION.” -Unknown

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